Systematic Investment Plans (SIPs) in India’s mutual fund industry have surged to a record ₹20,500 crore in April 2025, reflecting increasing retail participation in long-term wealth creation.
According to data from the Association of Mutual Funds in India (AMFI), SIP contributions have grown steadily due to rising awareness, digital onboarding, and stable market sentiment. Equity-oriented schemes attracted the majority of the inflows.
Experts attribute this growth to the popularity of SIPs among young professionals and first-time investors, many of whom are seeking alternatives to traditional savings methods.
Top-performing fund categories include large-cap funds, sectoral funds (especially tech and infrastructure), and balanced advantage funds. Platforms like Groww, Zerodha, and Paytm Money have reported a spike in monthly SIP registrations.
AMFI CEO N.S. Venkatesh stated that the consistent inflows show investors are embracing disciplined investing despite market volatility.
Conclusion:
With SIPs becoming a preferred financial tool, India’s mutual fund ecosystem is likely to expand further in the coming months.
